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The Best Choice for You

As an insurance broker, there is nothing I like better than to give my clients choices – choices on which insurance company to choose, which deductible works for them, which plan works for them, which...

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Late Enrollment Penalties

You waited to enroll into a Medicare Prescription Drug Plan and/or a Medicare Advantage plan because you were still working and had a health plan through your employer.    Upon retiring, you receive a...

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I see a Hero

2020 – It has been a year of changes, challenges, and heartbreak for the United States of America along with the entire world. As hard as this year has been, witnessing heros in action has been...

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To my Medicare Clients

It is well known that we are living in challenging times.   During these difficult times, it has never been more important to make sure that the benefits you have through your Medicare Supplemental,...

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Focus on the Joy

For the last few years, I choose a word to think and meditate on each day in that year.  In 2020, that word was ENOUGH. Actually, it said, “I am Enough”.  This was chosen because like everyone else,...

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Vitamin D

Back in 2017, my husband was scheduled to have surgery for a ruptured disc.   In preparing for the surgery, the doctor wanted to check his Vitamin D level.   He was told that it was extremely low so...

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Trust your Gutt Instinct

The last time that I took my Mother to the doctor’s office in early 2012, she was recovering from phenomonia.  Although on that day she was doing better, she was still weak and fragile from what her...

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Reach for the Son

As you most likely know, it was important for me to take a little break from social media.   It was important for me because I was getting caught up in conversations that were only adding fuel to...

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A Christmas Miracle

When you least expect it, God answers and miracles happen!    My last post left off with telling you about the healing that started happening when my husband was recovering from a ruptured disc....

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Follow the Yellow Brick Road

When I started my Medicare and Health Insurance consulting business in 2010, it was so exciting.   The passion of helping clients understand the complexity of a product that many times made no sense to...

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